Before approving you for a credit card, issuers look at your credit score, as developed by at least one of the three major rating companies. The process is similar when you apply to open a checking account, only the reporting agency in question is ChexSystems. This company helps banks and credit unions identify potentially risky customers by issuing reports that contain an individual’s past transgressions, like failing to pay a fee that’s owed to a bank or credit union on an account.
Blacklisted By Chexsystems? Here’s What To Do
Tony Armstrong, NerdWallet.com
Thu, 03/12/2015 - 3:39pm
Topics: consumer scores included credit builders alliance avoiding maintaining rob drury association christian financial advisors act paula langguth ryan bounce back from bankruptcy guide getting back your financial feet immediately it if tony armstrong twitter google+ image chexsystems financial drury drury blacklisted account company reports checking unions fees banks report negative risk overdrafts institutions union institution information helps bounced open data years customers paid checks problems good savings history paying reporting assess previous accounts year owe check chance
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- BLACKLISTED | English meaning
verb [ T often passive ] uk / ˈblæk.lɪst / us / ˈblæk.lɪst / to put someone's name on a blacklist: They were blacklisted because of their extreme views. SMART Vocabulary: related words and phrases. Forbidding and banning things. abolish. abolitionist. anti-censorship. ban. debar. decertification. decertify. disallow. disqualification. non-valid.
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1. : a list of persons who are disapproved of or are to be punished or boycotted. 2. : a list of banned or excluded things of disreputable character. a domain-name blacklist. … helped the government keep marijuana on the blacklist. Cynthia Cotts. blacklist. 2 of 2. verb. blacklisted; blacklisting; blacklists. transitive verb.
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Blacklisting refers to the practice of preventing individuals from obtaining employment based on real or perceived grievances, often without their knowledge. An employer might want to blacklist a former employee for a variety of reasons, including personal differences, whistleblowing, retaliation, or political disagreements.
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Blacklisting is the action of a group or authority compiling a blacklist of people, countries or other entities to be avoided or distrusted as being deemed unacceptable to those making the list; if people are on a blacklist, then they are considered to have done something wrong, or they are considered to be untrustworthy.
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: to say that a person, company, etc., should be avoided or not allowed to do something : to place (someone or something) on a blacklist — often used as (be) blacklisted. In the 1950s, many Hollywood film actors were blacklisted for suspected involvement with the Communist Party.
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