adcelannotate = {"mobilepaywallcategory" : "MOBILE_PREM-LOCAL","nativepaywallcategory" : "NATIVE_PREM-LOCAL"};NEWARK — A trip to the bank these days is often little more than a task begging to be crossed off a to-do list. If it can’t be done with a zip through the ATM or on a smart phone, it’s nestled somewhere between buying light bulbs and getting an oil change.