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What Credit Score Do You Need to Get a Personal Loan?

The credit score you need to qualify for a personal loan varies across lenders. Many give preference to borrowers with good or excellent credit scores (690 FICO and above), but there are some lenders that accept borrowers with bad credit (below 630). Qualifying rests largely on your creditworthiness, which is usually a combination of your... Annie Millerbernd is a writer at NerdWallet.

 

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