Sean Pyles writes for NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article Smart Money Podcast – Understand and Avoid Financial Scams: Phishing, Vishing, Smishing and More originally appeared on NerdWallet.