Debt Diaries is a series about how student loan borrowers save, spend and pay off debt on a daily basis. Want to share your story? Email debtdiaries@nerdwallet.com for details. Aly Klemmer wants her money to do it all. She gives almost every dollar she earns as a pathologists’ assistant a job: Rent and payments on... Teddy Nykiel is a writer at NerdWallet.