When Amanda Abella was 23, her wallet was stolen from her purse while she was at work. Before she realized it was missing, she began receiving texts from her bank about unusual account activity. It was the first time she had experienced fraud on her debit and credit cards. Resolving fraudulent transactions on her debit... More From NerdWallet 5 Ways to Reduce Credit Card Interest 5 Credit Card Trends to Look Out for in 2018 The Naughty and Nice of Holiday Shipping and Returns Claire Tsosie is a writer at NerdWallet.