Most holiday cooking mishaps make good stories later. Remember the time you thought a clove of garlic meant the entire bulb? But true cooking disasters, such as deep-fried turkey fires or sickened guests, aren’t so funny. Here’s how insurance works when things go sour, plus tips to stay safe. Distracted cooking: recipe for disaster Cooking... More From NerdWallet Black Friday Snafus and the Insurance That Fixes Them 4 Steps to Disaster-Proof Your Finances Holiday Tipping Guide: Whom and How Much Barbara Marquand is a writer at NerdWallet.