Adam Sterling used points earned on his Chase Sapphire Reserve® and transferred to Hyatt for a Saturday night stay at the beachfront Hyatt Centric Santa Barbara. A $400 room in the boutique hotel with local flair cost only 15,000 points. » Learn more: Chase Sapphire Reserve® review: A first-class premium travel card The cardholder Name:... Rosemarie Clancy is a writer at NerdWallet.

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