The bottom line: LeverEdge negotiates special pricing with lenders. It’s best for students who can qualify with a participating lender and will save money by using this service. ProductSpecial pricing on private student loans and student loan refinancing. CostFree. DiscountEarnest undergraduate student loans: Set discount not disclosed. Earnest graduate student loans: Rates lowered from 0.8... Ryan Lane is a writer at NerdWallet.

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