Derek Chan and Bavani Palanivellu.Derek Chan, Bavani Palanivellu. There are 1 million millennials in Singapore — the largest generational group in the country. Their parents taught them the 5Cs: cash, car, credit card, condominium, and country-club membership. Insider spoke to six Singapore millennials to find out what makes them tick. Derek Chan, 34, has a dream, and he'll work 16 hours a day to achieve it.