The average rate on a 30-year fixed-rate mortgage went up three basis points, the 15-year fixed rate fell one basis point and the 5/1 ARM was unchanged, according to a NerdWallet survey of daily mortgage rates published by national lenders Friday. The 30-year, fixed-rate mortgage is three basis points lower than one week ago, and 24 basis points lower than one year... More from NerdWallet Calculate your mortgage payment Compare mortgage rates How much home can you afford? Holden Lewis is a writer at NerdWallet.