Getting a deal during the holidays is a great American shopping tradition. So when a sales clerk cheerfully asks, “Would you like to save 20% on your purchases today by opening a card with us?” it fits right in. But the reality sounds a lot less cheery: “Would you be interested in a low-limit card... More From NerdWallet 3 Questions to Answer Before Shopping on Super Saturday How an Exporter Used Forbidden Fruit to Cheat U.S.

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