Some things, such as car loans and mortgages, to name a few, are hard to get when you have no credit history. Even certain credit cards might be hard to get (although there are lots of credit cards for people with no credit). But there’s one thing you shouldn’t worry about getting without having any credit history: a job. Here are some big questions you might be obsessing over, and some information that should put your mind at ease. ‘What if they’re looking at my credit history and I don’t know about it?’ Oh, you’ll know. Because of your rights under the Fair Credit Reporting Act (FCRA), you’ll have to sign a form giving the employer permission to access your credit information first.