If you have multiple streams of debt, like high-interest credit cards, medical bills or personal loans, debt consolidation can combine them into one fixed monthly payment. Getting a debt consolidation loan or using a balance transfer credit card can make sense if it lowers your annual percentage rate. But refinancing debt has pros and cons... Jackie Veling writes for NerdWallet.
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06/2/2024 - 1:00 pm | View Link - Is it better to die in debt or declare bankruptcy in retirement? You might be surprised.
While that idea might sound grim, Chapter 7 is also a worst-case move. A 2016 report from Experian showed that 73% of Americans die in debt, so it might just be fighting an unwinnable battle to try to ...
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