Dear Amy: I need some advice. For the last five years, my husband has been churning credit cards (opening up credit card accounts solely for the opening bonus, then closing them after the bonus is received). He opens cards in both his name and mine. This is legal, as far as I know. He’s very organized, and we’ve never accumulated any interest or any fees. I’ve recently started to feel uneasy about this and want him to stop doing this using my name. When he started doing this, I was young and thought he knew best, so I didn’t question him. I’m worried that he will get annoyed with me for suddenly not feeling good about this.

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