Crystal Cox/Business Insider The best travel rewards credit cards: Best overall: Chase Sapphire Preferred® Card Best travel card with a high annual fee: Chase Sapphire Reserve® Best for beginners: Capital One® Venture® Rewards Credit Card Best for luxury perks: Platinum Card® from American Express Best for dining rewards and benefits: American Express® Gold Card Best travel card with a moderate annual fee: American Express® Green Card Our favorite airline card: Delta SkyMiles® Platinum American Express Card Our favorite hotel card: Hilton Honors American Express Aspire Card While it takes more work to use travel rewards compared to cash back, the upside is that you can get much more value for your points compared to receiving cash back.